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	<title>Foreclosure Prevention Ramona CA        Regina Flores, REMax Direct</title>
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	<description>Short Sales in San Diego County by Regina Flores, REALTOR</description>
	<lastBuildDate>Tue, 17 Jan 2012 18:35:02 +0000</lastBuildDate>
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		<title>Foreclosure Prevention Ramona CA        Regina Flores, REMax Direct</title>
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		<title>January Newsletter 2012</title>
		<link>http://avoidforeclosureca.wordpress.com/2012/01/17/january-newsletter-2012/</link>
		<comments>http://avoidforeclosureca.wordpress.com/2012/01/17/january-newsletter-2012/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 18:34:57 +0000</pubDate>
		<dc:creator>reggie1204</dc:creator>
				<category><![CDATA[Newsletter]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[RAMONA]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[housing]]></category>

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		<description><![CDATA[CLICK HERE FOR NEWSLETTER<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avoidforeclosureca.wordpress.com&amp;blog=8236627&amp;post=293&amp;subd=avoidforeclosureca&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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<a href="http://reginaflores.blogspot.com/2011/12/january-2012-newsletter.html">CLICK HERE FOR NEWSLETTER</a></p>
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		<title>Happy Holidays</title>
		<link>http://avoidforeclosureca.wordpress.com/2011/11/30/happy-holidays-3/</link>
		<comments>http://avoidforeclosureca.wordpress.com/2011/11/30/happy-holidays-3/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 19:24:23 +0000</pubDate>
		<dc:creator>reggie1204</dc:creator>
				<category><![CDATA[Holidays]]></category>
		<category><![CDATA[agents]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[property listings]]></category>
		<category><![CDATA[real]]></category>
		<category><![CDATA[realtor]]></category>

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		<description><![CDATA[Wishing you a festive holiday season and New Year in 2012!<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avoidforeclosureca.wordpress.com&amp;blog=8236627&amp;post=289&amp;subd=avoidforeclosureca&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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Wishing you a festive holiday season and New Year in 2012!</p>
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		<item>
		<title>More short sales bring new scam: flopping</title>
		<link>http://avoidforeclosureca.wordpress.com/2011/09/20/more-short-sales-bring-new-scam-flopping/</link>
		<comments>http://avoidforeclosureca.wordpress.com/2011/09/20/more-short-sales-bring-new-scam-flopping/#comments</comments>
		<pubDate>Tue, 20 Sep 2011 18:39:59 +0000</pubDate>
		<dc:creator>reggie1204</dc:creator>
				<category><![CDATA[Scams: Beware]]></category>
		<category><![CDATA[bank owned]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[homes for sale in Ramona]]></category>
		<category><![CDATA[ramona CA]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[short sale scams]]></category>

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		<description><![CDATA[Another scam in the Short Sale Industry: CLICK HERE FOR MORE ON FLOPPING<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avoidforeclosureca.wordpress.com&amp;blog=8236627&amp;post=283&amp;subd=avoidforeclosureca&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><div id="attachment_284" class="wp-caption alignnone" style="width: 160px"><a href="http://avoidforeclosureca.files.wordpress.com/2011/09/short-sale-sign-topper.jpg"><img src="http://avoidforeclosureca.files.wordpress.com/2011/09/short-sale-sign-topper.jpg?w=150&#038;h=90" alt="" title="" width="150" height="90" class="size-thumbnail wp-image-284" /></a><p class="wp-caption-text">BEWARE OF THE SCAMS</p></div><br />
Another scam in the Short Sale Industry: <a href="http://realestate.msn.com/more-short-sales-bring-new-scam-flopping?GT1=35010">CLICK HERE FOR MORE ON FLOPPING</a></p>
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		<title>What is CA foreclosure timeline ?</title>
		<link>http://avoidforeclosureca.wordpress.com/2011/07/01/what-is-ca-foreclosure-timeline/</link>
		<comments>http://avoidforeclosureca.wordpress.com/2011/07/01/what-is-ca-foreclosure-timeline/#comments</comments>
		<pubDate>Fri, 01 Jul 2011 18:08:19 +0000</pubDate>
		<dc:creator>reggie1204</dc:creator>
				<category><![CDATA[Possibilities before foreclosure]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[NOD]]></category>
		<category><![CDATA[SAVING YOUR HOME]]></category>
		<category><![CDATA[TRUSTEE SALE IN CA]]></category>

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		<description><![CDATA[CLICK HERE TO SEE THE TIMELINE OF NOD AND TRUSTEE SALE IN CA.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avoidforeclosureca.wordpress.com&amp;blog=8236627&amp;post=280&amp;subd=avoidforeclosureca&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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<a href="http://www.foreclosureradar.com/forum/general/foreclosure-housing-markets/what-ca-foreclosure-timeline">CLICK HERE TO SEE THE TIMELINE OF NOD AND TRUSTEE SALE IN CA.</a></p>
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		<title>Selling Your Home &#8211; Common Q&amp;A About Selling Your Home</title>
		<link>http://avoidforeclosureca.wordpress.com/2011/06/17/selling-your-home-common-qa-about-selling-your-home/</link>
		<comments>http://avoidforeclosureca.wordpress.com/2011/06/17/selling-your-home-common-qa-about-selling-your-home/#comments</comments>
		<pubDate>Fri, 17 Jun 2011 00:01:40 +0000</pubDate>
		<dc:creator>reggie1204</dc:creator>
				<category><![CDATA[Possibilities before foreclosure]]></category>
		<category><![CDATA[avoid foreclosure]]></category>
		<category><![CDATA[bank owned]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://avoidforeclosureca.wordpress.com/?p=276</guid>
		<description><![CDATA[Should I add on or buy a bigger home? Consider these questions before making a choice between adding on to an existing home or moving up in the market to a bigger house: * How much money is available, either from cash reserves or through a home improvement loan, to remodel the current house? * [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avoidforeclosureca.wordpress.com&amp;blog=8236627&amp;post=276&amp;subd=avoidforeclosureca&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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<strong><br />
Should I add on or buy a bigger home?</strong><br />
Consider these questions before making a choice between adding on to an existing home or moving up in the market to a bigger house:<br />
* How much money is available, either from cash reserves or through a home improvement loan, to remodel the current house?<br />
* How much additional space is required? Would the foundation support a second floor or does the lot have room to expand on the ground level?<br />
* What do local zoning and building ordinances permit?<br />
* How much equity already exists in the property?<br />
* Are there affordable properties for sale that would satisfy housing needs?</p>
<p>Ultimately, the decision should be based on individual needs, the extent of work involved and what will add the most value.<br />
<strong><br />
What do all of those real estate acronyms in the ads mean?</strong><br />
If you find yourself stumbling over weird acronyms in a real estate listing, don&#8217;t be alarmed. There is method to the madness of this shorthand (which is mostly adopted by sellers to save money in advertising charges). Here are some abbreviations and the meaning of each, taken from a recent newspaper classified section:<br />
* assum. fin. &#8212; assumable financing<br />
* dk &#8212; deck<br />
* gar &#8212; garage (garden is usually abbreviated &#8220;gard&#8221;)<br />
* expansion pot&#8217;l &#8212; may be extra space on the lot, or possibly vertical potential for a top floor or room addition. Verify actual potential by checking local zoning restrictions prior to purchase.<br />
* fab pentrm &#8212; fabulous pentroom, a room on top, underneath the roof, that sometimes has views<br />
* FDR &#8212; formal dining room (not the former president)<br />
* frplc, fplc, FP &#8212; fireplace<br />
* grmet kit &#8212; gourmet kitchen<br />
* HDW, HWF, Hdwd &#8212; hardwood floors<br />
<a href="http://www.reginaflores.remax.com/Realestateguide/Selling-CommonQAAboutSellingYourHome.aspx"><br />
CLICK HERE TO READ ALL Q&amp;A FOR SELLERS.</a></p>
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			<media:title type="html">reggie1204</media:title>
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		<title>RE/Max Outsells them all in 2010!</title>
		<link>http://avoidforeclosureca.wordpress.com/2011/04/18/remax-outsells-them-all-in-2010/</link>
		<comments>http://avoidforeclosureca.wordpress.com/2011/04/18/remax-outsells-them-all-in-2010/#comments</comments>
		<pubDate>Mon, 18 Apr 2011 04:31:10 +0000</pubDate>
		<dc:creator>reggie1204</dc:creator>
				<category><![CDATA[Newsletter]]></category>
		<category><![CDATA[RAMONA]]></category>
		<category><![CDATA[Regina Flores REALTOR]]></category>
		<category><![CDATA[Remax]]></category>

		<guid isPermaLink="false">http://avoidforeclosureca.wordpress.com/?p=271</guid>
		<description><![CDATA[REMAX_vs_the_Industry Who’s the best in real estate? Based on recently released results, it’s the RE/MAX agent. Year-end sales data for 2010 are in: For the 13th consecutive year, RE/MAX sold more real estate than any competitor. And RE/MAX agents average more transaction sides than agents with any other national brand &#8230; in most cases twice [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avoidforeclosureca.wordpress.com&amp;blog=8236627&amp;post=271&amp;subd=avoidforeclosureca&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><a href='http://avoidforeclosureca.files.wordpress.com/2011/04/remax_vs_the_industry.pdf'>REMAX_vs_the_Industry</a><a href="http://avoidforeclosureca.files.wordpress.com/2011/04/childrens-network-dbl-balloons.jpg"><img src="http://avoidforeclosureca.files.wordpress.com/2011/04/childrens-network-dbl-balloons.jpg?w=150&#038;h=75" alt="" title="childrens network dbl balloons" width="150" height="75" class="alignnone size-thumbnail wp-image-274" /></a><br />
Who’s the best in real estate? Based on recently released results, it’s the RE/MAX agent.</p>
<p>Year-end sales data for 2010 are in: For the 13th consecutive year, RE/MAX sold more real estate than any competitor.</p>
<p>And RE/MAX agents average more transaction sides than agents with any other national brand &#8230; in most cases twice as many.</p>
<p>Call today: 760.788.0721</p>
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		<title>2 most important factors when selling a home</title>
		<link>http://avoidforeclosureca.wordpress.com/2011/03/22/2-most-important-factors-when-selling-a-home/</link>
		<comments>http://avoidforeclosureca.wordpress.com/2011/03/22/2-most-important-factors-when-selling-a-home/#comments</comments>
		<pubDate>Tue, 22 Mar 2011 15:27:16 +0000</pubDate>
		<dc:creator>reggie1204</dc:creator>
				<category><![CDATA[Do BEFORE listing your home a short sale]]></category>
		<category><![CDATA[bank owned]]></category>
		<category><![CDATA[buying]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[homes for sale in Ramona]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[selling]]></category>

		<guid isPermaLink="false">http://avoidforeclosureca.wordpress.com/?p=268</guid>
		<description><![CDATA[What are the two most important factors when selling a home?Price and condition are the two most important factors in selling a home, even in a down market. The first step is to price your home correctly. Use comparative sales information from your agent, or pay for a professional appraiser (usually $200 to $300), to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avoidforeclosureca.wordpress.com&amp;blog=8236627&amp;post=268&amp;subd=avoidforeclosureca&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><a href="http://avoidforeclosureca.files.wordpress.com/2011/03/sold-sign-little-cute.jpg"><img src="http://avoidforeclosureca.files.wordpress.com/2011/03/sold-sign-little-cute.jpg?w=600" alt="" title="Get it SOLD now"   class="alignnone size-full wp-image-269" /></a><strong>What are the two most important factors when selling a home?</strong>Price and condition are the two most important factors in selling a home, even in a down market. The first step is to price your home correctly. Use comparative sales information from your agent, or pay for a professional appraiser (usually $200 to $300), to objectively evaluate your home&#8217;s worth. Second, go through the house and repair any obvious cosmetic defects that could deter a buyer. In a down market, you may have to consider lowering your price and/or making a major repair, such as replacing the roof, in order to lure a buyer. Also, make sure that your home is getting the exposure it deserves through open houses, broker open houses, advertising, good signage and a listing on the local multiple listing service or online listings provider. If this isn&#8217;t happening, take it up with your agent or agent&#8217;s broker. If you are still not satisfied you are getting the service you need, you may have to switch agents.<br />
<a href="http://www.reginaflores.remax.com/realestateguide/selling-pricingthehousetosell.aspx">CLICK HERE FOR ENTIRE ARTICLE ABOUT SELLING YOUR HOME.</a></p>
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		<title>Short Sales Tips for Sellers</title>
		<link>http://avoidforeclosureca.wordpress.com/2011/03/05/short-sales-tips-for-sellers/</link>
		<comments>http://avoidforeclosureca.wordpress.com/2011/03/05/short-sales-tips-for-sellers/#comments</comments>
		<pubDate>Sat, 05 Mar 2011 01:14:00 +0000</pubDate>
		<dc:creator>reggie1204</dc:creator>
				<category><![CDATA[Do BEFORE listing your home a short sale]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[ramona CA]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://avoidforeclosureca.wordpress.com/?p=263</guid>
		<description><![CDATA[Short sales are still coming in Ramona and San Diego County. If you are thinking of listing your home as a short sale, give me a call at #760-788-0721 for tips or CLICK HERE TO READ SHORT SALE TIPS FOR SELLERS.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avoidforeclosureca.wordpress.com&amp;blog=8236627&amp;post=263&amp;subd=avoidforeclosureca&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><a href="http://avoidforeclosureca.files.wordpress.com/2011/03/short-sale-sign.jpg"><img src="http://avoidforeclosureca.files.wordpress.com/2011/03/short-sale-sign.jpg?w=600" alt="" title="short sale sign"   class="alignnone size-full wp-image-266" /></a><br />
Short sales are still coming in Ramona and San Diego County.  If you are thinking of listing your home as a short sale, give me a call at #760-788-0721 for tips or <a href="http://www.realtor.org/rmosales_and_marketing/handoutsforcustomers/handouts/shortsales_sellers">CLICK HERE TO READ SHORT SALE TIPS FOR SELLERS.</a></p>
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		<title>Avoid Foreclosure in a Short Sale</title>
		<link>http://avoidforeclosureca.wordpress.com/2011/02/02/avoid-foreclosure-in-a-short-sale/</link>
		<comments>http://avoidforeclosureca.wordpress.com/2011/02/02/avoid-foreclosure-in-a-short-sale/#comments</comments>
		<pubDate>Wed, 02 Feb 2011 19:24:11 +0000</pubDate>
		<dc:creator>reggie1204</dc:creator>
				<category><![CDATA[Alternatives to Foreclosure]]></category>
		<category><![CDATA[bank owned]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[RAMONA HOMES FOR SALE]]></category>
		<category><![CDATA[ramona real estate]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://avoidforeclosureca.wordpress.com/?p=259</guid>
		<description><![CDATA[Are you in danger of foreclosure? Do you need a Short Sale Specialist in Ramona,CA or North County San Diego? You have options. Call Regina Flores,REALTOR at REMax Direct for your FREE confidential consultation to discuss your Foreclosure Avoidance Strategy. The possiblities include; Short Sale, loan modification and more. But you must call before it [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avoidforeclosureca.wordpress.com&amp;blog=8236627&amp;post=259&amp;subd=avoidforeclosureca&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><div id="attachment_260" class="wp-caption alignnone" style="width: 113px"><a href="http://avoidforeclosureca.files.wordpress.com/2011/02/sfr-logo.jpg"><img src="http://avoidforeclosureca.files.wordpress.com/2011/02/sfr-logo.jpg?w=600" alt="" title="SFR Logo"   class="size-full wp-image-260" /></a><p class="wp-caption-text">SHORT SALE SPECIALIST</p></div><a href="http://shortsalespecialistramonaca.blogspot.com/2010/03/avoid-foreclosure-in-ramonaca-never-fee.html">Are you in danger of foreclosure? Do you need a Short Sale Specialist in Ramona,CA or North County San Diego? You have options. Call Regina Flores,REALTOR at REMax Direct for your FREE confidential consultation to discuss your Foreclosure Avoidance Strategy. The possiblities include; Short Sale, loan modification and more. But you must call before it is too late for me to help you. With 12+ years experience in San Diego Real Estate Market, I have the experience and expertise to help.. Call me anytime at 760.788.0721<br />
<a href="http://shortsalespecialistramonaca.blogspot.com/2010/03/avoid-foreclosure-in-ramonaca-never-fee.html">CLICK HERE FOR MORE INFORMATION ON SHORT SALES.</a><br />
<a href="http://shortsalespecialistramonaca.blogspot.com/2010/03/avoid-foreclosure-in-ramonaca-never-fee.html"><a href="http://shortsalespecialistramonaca.blogspot.com/2010/03/avoid-foreclosure-in-ramonaca-never-fee.html">OR VISIT MY WEBSITE.</a></a></p>
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			<media:title type="html">reggie1204</media:title>
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		<title>Advantages &amp; Disadvantages of Short Sales</title>
		<link>http://avoidforeclosureca.wordpress.com/2011/01/17/advantages-disadvantages-of-short-sales/</link>
		<comments>http://avoidforeclosureca.wordpress.com/2011/01/17/advantages-disadvantages-of-short-sales/#comments</comments>
		<pubDate>Mon, 17 Jan 2011 16:56:59 +0000</pubDate>
		<dc:creator>reggie1204</dc:creator>
				<category><![CDATA[Do BEFORE listing your home a short sale]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bank owned]]></category>
		<category><![CDATA[CA]]></category>
		<category><![CDATA[RAMONA]]></category>
		<category><![CDATA[regina flores REMax]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[San Diego Short Sales]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[short sales]]></category>

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		<description><![CDATA[Thinking of Selling your Home as a Short Sale? Check out these Advantages &#38; Disadvantages of Short Sale first.There are pros and cons of the Short Sale. Every client’s situation is different and needs to be looked at by an experienced Short Sale Agent. When looking for an agent, look for the National Association of [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=avoidforeclosureca.wordpress.com&amp;blog=8236627&amp;post=252&amp;subd=avoidforeclosureca&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><div id="attachment_256" class="wp-caption alignnone" style="width: 113px"><a href="http://avoidforeclosureca.files.wordpress.com/2011/01/sfr-logo1.jpg"><img src="http://avoidforeclosureca.files.wordpress.com/2011/01/sfr-logo1.jpg?w=600" alt="" title="SFR Logo"   class="size-full wp-image-256" /></a><p class="wp-caption-text">Short Sale Specialist</p></div><strong>Thinking of Selling your Home as a Short Sale? Check out these Advantages &amp; Disadvantages of Short Sale first.</strong>There are pros and cons of the Short Sale.  Every client’s situation is different and needs to be looked at by an experienced Short Sale Agent.  When looking for an agent, look for the National Association of Realtors SFR Designation. REALTORS® who have earned the SFR certification know how to help sellers maneuver the complexities of short sales as well as help buyers pursue short sale and foreclosure opportunities.<br />
<a href="http://www.houselogic.com/articles/foreclosure-alternative-short-sale/">CLICK HERE FOR THE ENTIRE ARTICLE : ADVANTAGES AND DISADVANTAGES OF THE SHORT SALE.</a></p>
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